Our Services

Hire Purchase is a straightforward repayment facility that enables a Private Individual to purchase say a Car or Van. Payment patterns can be tailored to suit individual needs, generally involving a deposit followed by a series of monthly repayments.

It enables businesses to ultimately own the asset. The cost of the asset can be spread over its useful working life and paid for out of the revenue it earns.

PCP, or a Personal Contract Purchase is fast becoming one of the most popular ways of financing the new car of your choice, simply due to its flexibility. You choose the car, the deposit (typically between 10%-30%), how long you want the contract to run for and the mileage you intend to do and in return you get fixed cost motoring for the term of the contract. At the end of the contract you have a choice to either buy the car outright for an agreed lump sum (the GFV or final balloon payment), or hand the vehicle back to the lender and walk away with absolutely no further obligation.

A Finance Lease agreement gives you the full use of an asset (typically a Car or Van) for an agreed period of time for an agreed periodic rental. This is a popular flexible method of funding a broad spread of business assets. It offers all the practical benefits of ownership without any of the potential burdens.